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"Mandi was a fantastic help, and a great resource! I will definitely recommend her to anyone that I hear is buying a house.”

Filomena is an outstanding representative of Century 21 Jack Associates. We appreciated her calm professional demeanor, persistence in pursuing our goals in purchasing a home, and her attention to detail.  We would strongly reco [...]

Jennifer was great and went a couple of extra miles to get things done for me particularly since I was no longer living in the area.

"I would use Martha Lange again as my agent again no questions asked, she was great!"

  “Lori Pinard did a great job. Thank you!”  

Michael Messier was very pleasant to work with. He is very knowledgeable about the area and the homes he shows. He answered all of our questions promptly, and he made sure all our needs were met. I would highly recommend Michael for [...]

"Filomena really helped move the process along, which is something we needed."

Filomena listed our home at a difficult real estate time, she made a drone video of the property and home which proved to be the reason the home sold. The home was one of the highest priced homes in Northfield and she me [...]

My husband and I tried selling our home on our own, showed it a lot but no buyers. It turns out we wouldn't had been able to do it without Sonia Krajicek because of the challenges we had with prime lenders, permits, counter offers and other obstacles. I'm sure Sonia will not forget.  

It was very low stress working with Rob, because he was not aggressive, trying to offer new properties daily. Rob understood our needs, was respectful of them, and allowed us to move through the process at our pace.

"Donna was right along side us through our entire relocation process. She was very responsive to all of our communications with her. She showed us many properties that we asked to see as well as a few she recommended. When we [...]

“Joanie went the extra mile in every possible way. I could not have done this without her!!”  

"Martha did a great helping us sell our property.  Her predictions and suggestions were right on.  I would recommend Martha highly."

Job well done Martha , overall a pleasant buying experience.  

Jennifer responded to us at every need and question. It is obivous that she cares about her clients.

  Ellen was a joy to work with. This is the second time that we have listed a home with her and she has made the journey as pleasant as possible. She goes out of her way to help, she's smart and right on top of every detail. She is honest and is always so willing to help resolve any problem [...]

Lori

Very easy to talk to. Is knowledgable about the area. Great negotiator.

Martha Lange

Thanks for all your efforts in selling our house. Now that the sale is final, we are better able to see how good a job you did in getting our home sold in a very short amount of time. Thank you for everything you did, for

 Danelle was great, she stayed on top of all of the many complications that came up in our closing . She stayed in touch and jumped on every issue, often taking on more than was necessary to make us feel comfortable moving forward.

I know that Fran has had some physical challenges and she displayed great courage and professionalism throughout the sale process. I think she is great. I know she will work hard for anyone to get a successful

I appreciated Robbi's professionalism and help with the purchase of my home.  

This was the first time for both myself and my husband purchasing a home. I had an idea, but did not really know what I was getting in to. I started the home buying process by looking online, and had simply sent an inquiry about one [...]

I read online reviews about Lisa Meyer and chose to go with her based on so many positive responses. We have dealt with realtors before and have been very very disappointed. They have all been interested in closing the deal and did [...]

Lynn Jackson Group

Great support with a sincere recommend  

”Lori understood my immediate need to sell the property and handled accordingly. I would recommend her to anyone wishing to buy or sell property.”  

My home buying process started last year. The realtor I was using was unavailable to show me a home I wanted to look at. Century 21 was the listing company on the house, and Armand came over to show it to

 Lynn's a "10". 

Lori Holt was recommended as the best agent in Central Vermont by a friend, and I felt that was entirely accurate. Our house sold quickly because it was marketed to the right audience, and Lori provided

“I had used another realtor prior to finding Lori. The difference was amazing. She was great at communicating everything and made me feel as if I was not forgotten throughout the entire process.” 

He cares, and is very knowledgable; so work with him.  

Hands-down the best real estate professional that I've dealt with in over 25 years and I have bought and sold numerous properties.  Kara did a great job. 

Lindsay was exceptional with “personal attention to every detail! Just a pleasure from viewing to closing.”

  “Lori was excellent throughout our process - above & beyond!   Great experience all the way.”  

 I appreciated Martha's willingness to work with us and understand various factors which came into play with selling this house. She was willing to answer questions in a timely manner and was well aware and upfront about things which needed to be done to prepare the house. She was also a great resource in finding people who could do the needed repairs pri [...]

“It's always a pleasure working with Bruce. He's a knowledgeable, professional that I trusted to guide us through the home buying process. He met and exceeded all of our expectations.”

Armand worked very hard on our family's behalf to make homeownership a reality. His unwavering commitment to us during the home buying process was a driving force behind our success in finding and attaining our first home. Through [...]

"Lori was very professional and has terrific communication skills.  I would highly recommend Lori.  I can't say enough about Lori as every aspect of the sales process was excellent."

Buying Basics

Step 1: Defining What You Want

Start by creating a prioritized list of features you want in your next home and the reasons why. Use it as your search guide, but remember that depending on your funding, you will probably need to make some compromises. In addition, talk to your real estate professional about where you want to live. Location is a huge part of any move. CENTURY 21 Jack Associates professionals are trained to help their clients narrow down their choices by sharing market trends and local information like neighborhood statistics and community links.

Step 2: Figuring Out What You Can Afford

Now that you know what you want, it's time to see what you can afford. You can start by crunching the numbers yourself using our selection of calculators.

When you're ready to move to the next step, you can get pre-approved for a mortgage. This process can often be performed in under an hour and it accomplishes two important goals. First, it will tell you how much house you can afford and what your monthly payments would be. Second, it tells the seller that you can afford to buy their home.

By definition, a pre-approved buyer has an approved mortgage subject to an appraisal of the property. Many times a buyer can use this pre-approved status as leverage during the negotiation process.

Step 3: Shopping For Homes

Once you know what community you'd like to live in and have an idea of how much house you can afford, its time to start checking out actual properties. Beginning this search online can help save you time since it can help you target homes that meet your search criteria. Our home notifier can even email you when properties come on the market that meet your search criteria.

Next, begin visiting homes in person. Ask your local real estate professional to arrange visits and attend open houses that are in your target area and price range. When comparing homes, make sure to look at all aspects of the property. Is the property tax approximately the same? Are both the houses renovated? Do they both have the same amount of bedrooms and bathrooms? Are both houses located on the same or similar streets? Does either house have any encumbrances?

Remember to keep an open mind when you are looking at homes. Use a virtual home planner to help you imagine what the house could become with you as the owner.

Step 4: Making An Offer

Once you find the home you want, you need to make an offer for the house. Typically this is a very difficult and trying time since both parties have totally different goals. In most cases it is better to have a third party, such as a real estate professional, negotiate the offer. If you have any personal interaction with the homeowner, don't give out any information about your move, your current housing status, financial status or your feelings about their property - positive or negative. This could hurt you in future negotiations. This might also be a good time to consider purchasing a home protection plan. These insurance policies can be purchased by the buyer or seller and help protect against unexpected costs or home repairs during the listing period or in the initial years after a home has been purchased.

Step 5: Inspection & Insurance

After your offer is accepted you will need to set up, coordinate and interpret various inspections, including insect, radon, building quality, oil tank, title, etc. You will also need to arrange for homeowners insurance and finalize the mortgage.

This is a major step in the buying process and there are many potential problems that can be discovered during this period. These include a leaky roof, radon gas, termite damage, a foundation problem, and wall cracks, to name a few. These problems happen all the time. The difference between closing on your dream home and starting the process all over again is what occurs during the negotiations between you and the seller.

Your CENTURY 21 Jack Associates real estate agent can help make these discussions go more smoothly. In most states you will also have the option of a "walk through" before the closing. This is your last chance to make sure that all of the items that you have agreed upon were completed to your satisfaction.

Step 6: The Final Closing

Before you arrive at the closing, make sure all the necessary paper work and deposits have been completed. If the mortgage, title work, homeowners insurance and other items necessary under local and state laws are not completed and brought to the closing table, the closing may not happen on time. And, depending on what the contract says, this could result in further action including financial penalties and even the loss of your rights to the home.

Once you close, it's official - you own the house! But there might be a few things you want to do before you lay out the welcome mat. These include arranging for an alarm system, turning on the electricity, subscribing to the local paper, cleaning or replacing the carpet, arranging for lawn services, etc. This could also be a good time to make some needed renovations.

Be sure to turn to your CENTURY 21 Jack Associates for guidance and information about many money-saving offers available to customers.